Taxes When Selling a House in Cáceres: Everything You Need to Know
Selling a home involves not only finding a buyer: it also entails significant tax obligations. If you’re thinking of selling your house in Cáceres in 2025, it’s essential to know which taxes you must pay, how they’re calculated, and when they’re settled. In this practical guide, we’ll walk you through everything you need to know to avoid unpleasant surprises with the tax authorities or the local council.
What taxes are paid when selling a house in Cáceres?
In 2025, when selling a property in Cáceres, you’ll mainly need to consider two taxes:
Tax on the Increase in the Value of Urban Land (Municipal Plusvalía)
Personal Income Tax (IRPF)
Let’s look at each one in detail.
1. Municipal Plusvalía (IIVTNU)
This tax is handled by the Cáceres City Council and taxes the increase in the value of urban land from the time you acquired the property until the moment you sell it.
Who pays it?
Generally, the seller
How is it calculated in 2025?
Since the 2021 reform, you can choose between:
Objective system: you multiply the coefficients set by the cadastral value of the land and in relation to the number of years of ownership.
Real system: based on the actual capital gain obtained from the sale.
The system that turns out to be more favorable to the taxpayer applies.
When is it paid?
You have a term of 30 business days from the signing of the purchase-sale deed to settle it with the City Council.
Tip: You can check the cadastral value of the land on the most recent IBI bill or via the Cadastre.
2. IRPF (Capital gain)
This tax is paid if you make a gain from selling the home compared to the price you bought it for (or inherited it for).
How is the gain calculated?
The general formula is:
Selling price - (Acquisition price + expenses + taxes)
It includes:
Adjusted purchase price
Notary, registry, ITP, renovations (as long as they’re justified)
Real estate professional fees
What tax rate applies in 2025?
The tax rates are applied in brackets to the capital gain. So, the first €6,000 will be taxed at 19%; the next €44,000 at 21%, and so on.
Capital gain bracket | IRPF tax rate |
|---|---|
Up to €6,000 in gain | 19% |
From €6,000 to €50,000 | 21% |
From €50,000 to €200,000 | 23% |
From €200,000 to €300,000 | 27% |
More than €300,000 | 30% |
Can you avoid paying IRPF?
Yes, in some cases:
Exemption for reinvestment in your main home (if you buy another home within 2 years).
Over 65s who sell their main home.
Selling a main home by dependent persons or in a situation of severe disability.
Other expenses to keep in mind (not taxes, but costs)
Mortgage cancellation (if applicable): includes the cancellation deed and registration.
Energy efficiency certificate: mandatory for any property sale.
Notary fees: under the law, most are paid by the seller unless otherwise agreed.
Summary
If you sell a house in Cáceres, you’ll have to pay the Municipal Plusvalía and the IRPF for the capital gain. With the right tax planning and proper advice, you can reduce the impact of these taxes and even qualify for exemptions.
Do you have questions or need help selling your home?
At Área Home Inmobiliaria, we’ll help you sell your house in Cáceres legally, quickly, and safely.
